Protect your home and future!

Your home is one of your largest life investments.  To lose the value and equity in your home from an unseen disaster would be a tremendous burden to your family. Your home is the place you and your family feel safe and secure.

There should never be a question as to whether or not you should have homeowners insurance. Rather, the  question is what type of homeowners insurance you need and how much coverage suits your personal situation and geographical location. If you have a mortgage, the mortgage company will require that you have a fairly comprehensive policy to insure their investment is covered.

Homeowner’s insurance is surprisingly affordable and there are several programs and policies to meet your needs and your budget. One of the key mistakes homeowner’s make is the failure to keep their policies up-to-date as they invest in home improvements and renovations. Another common mistake is to assume all of the contents and belongings are fully insured for the full replacement value of the items.

That’s why it is so important to contact Zimmer Insurance when you improve your home or buy an expensive item. More often than not, the item is covered but it’s better to be safe and let us know. A general guideline is that if you paid $2,000 or more for an item, you will want to inform us. If an item is not covered, we’ll let you know what your insurance investment will be.

If you own a condominium or rent an apartment, we have a full range of insurance products and programs for you as well. As with our homeowner’s products, the investment is very affordable and well-worth the peace of mind and protection you have by getting adequate coverage.

If you have any questions about your coverage or would like to have a professional review of your coverage and policies, please call EP Zimmer Insurance Agency at 513-381-1919