Commercial and Business
Insurance Protection

As the owner of a business, whether it's a professional practice, manufacturing, retail, distribution or a service-based business, you have special needs and responsibilities. At Zimmer,we are also business owners having the same needs and facing many of the same challenges as you.

In addition to understanding you as a fellow business owner or executive, we have years of experience insuring businesses and professional practices. People like you have come to rely on our professional advice and specialized knowledge to prepare customized insurance packages that protect you, your business and your employees.

With all the responsibilities of running your business, you want a specialist in your corner who understands the unique needs of your business or practice. Many of our commercial insurance products are actually customized for specific types of businesses. What this means to you is that you aren't paying for coverage you may not need and often are getting specialized coverage for your particular business that does not raise your premiums! Zimmer Business Insurance

A partial listing of our commercial insurance products include:

  • Loss Control Recommendations
  • Minimize asset loss potential
  • Alternatives to insurance company recommendations
  • Safety Program Services
  • Program design/implementations
  • Automobile fleet
  • Audit existing safety programs
  • Practices/procedures manuals
  • Site surveys
  • Claims analysis
  • Monitor results/effectiveness
  • Quality control/products liability
  • Job safety analysis
  • Ergonomic studies
  • Machine guarding
  • Building replacement valuation
  • Home replacement valuation
  • Property Insurance Rate Analysis
  • Review existing ISO or insurance company rates
    for accuracy and potential reduction
  • Inspection and Reporting Services
  • Market property and liability risks to insurance company underwriters.
  • Discover/address problems that might negatively affect insurance availability and pricing.
  • Pre-Construction services
  • Report on various construction and protection alternatives that affect insurance rates
  • Review building code problems and offer suggestions to minimize exposures
  • Evaluate prospective sites
  • Represent owner to architect and/or developer on fire protection issues
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